Many people consider their pets to be part of the family, and as such, want to keep them as healthy, safe and sound. In fact, we think so highly of our furry companions that 94% of pet owners say that their pet makes them smile at least once a day. Since we all want to keep smiling at our pets, it makes sense to consider dog or cat insurance to help with any medical issues that can come up.
Many people think that pet or cat insurance is simply a type of human health insurance; however, pet health insurance is actually a form of property insurance. Companies offering pet or cat insurance can also offer different options. For example, you can find policies that will help cover the cost of boarding a pet, should you be hospitalized. Other options include helping with costs to recover a lost pet. Interestingly, more than 1,600 companies actually provide pet insurance and cat insurance as an optional employee benefit.
You should also be aware that there may be some exclusions included in pet insurance. For instance, pre existing problems and hereditary conditions such as hip dysplasia in German shepherds and retrievers may be excluded from coverage.
Now while having dog insurance or cat insurance is a great idea, you should also do your best to keep them healthy and happy so they will not need unnecessary medical care. You should make sure that your pets receive routine check ups and vaccinations. These vaccinations can prevent your pets from contracting disease such as bordetella or kennel cough.
Animals who are allowed outside unattended have more accidents, contract more illnesses and take a bigger toll on the environment that pets that are kept under control. This is a good case for always having your dog on a leash for walks.
In addition to pet insurance and cat insurance, you should try to feed them the highest quality foods you can. This is especially important for felines, who can get urinary tract infections if fed inexpensive cat food. You do not want to have to use your cat insurance for this often painful condition.
Call your vet and ask about the best pet insurance, including dog or cat insurance. At the same time, you can ensure that your pet is up to date on shots and routine checkups.